Eastman National Bank

Checking Accounts

The Works

For a low monthly service charge of $10, you receive all these perks at no additional cost:

  • Eastman National Bank VISA debit card
  • Money orders and cashier's checks
  • eStatements with check images or paper statements
  • First box of checks
  • "Low Balance" email notifications
  • Unlimited check writing
  • No minimum balance requirement
  • Online Banking and Bill Pay

This account requires an initial deposit of $100.00. Contact a Personal Banker for details at (580) 718-9990 or (580) 362-2511.

eRewards Checking 

Earn our highest eRewards interest rate on balances up to $10,000.00, plus you can receive up to $20.00 in ATM fee refunds per statement cycle! All you have to do to qualify is:

  • Make at least 10 debit card purchases each period
  • Set up one (1) direct deposit or ACH auto debit from your account
  • Receive Electronic Statements

If qualifications are not met you will still earn a base interest rate, however ATM fees will not be refunded. An initial deposit of only $100.00 is required.  

Your Choice Checking

  • No monthly service charge
  • No minimum balance requirement
  • A VISA debit card is only $1.00 per month
  • Your choice of Free Electronic Statements or only $5.00 per statement cycle for a paper statement

An initial deposit of only $100.00 is required to open this acccount.

Platinum Advantage

This account is ideal for customers 55 and over. The benefits include:

  • No monthly service charge
  • Free debit card
  • $100 Minimum Balance Requirement
  • Free check imaging
  • Half-off money orders and cashier's checks

This account requires an initial deposit of $200.00. There is a $10.00 service charge assessed IF the balance drops below $100.00 at any time during the statement cycle.

Super Now

The interest rate and annual percentage yield is subject to change without notice. If the account is closed before the interest is credited on a statement, the accrued interest will be lost. The minimum balance to open the account is $1,000.00. If at any time during the statement cycle the minimum balance drops below $1,000.00 a maintenance fee of $8.00 will be imposed. The minimum balance of $1,000 must be maintained to obtain the disclosed annual percentage yield. Interest will be credited to the account every month at the time the bank statement cycles.  

Small Business Checking

First 400 transactions are free during any statement cycle. The fee for each transaction after 500 is $.15. No minimum balance is required. Check images provided at no charge. Minimum balance to open account is $200.

Commercial Business Checking

A credit of $.008 per $100 average collected balance during the statement cycle will offset service charges. There is a maintenance fee of $8.00 per month. Each check or other debit and each deposit or other credit and each ACH item posted to the account is $.20. Each check deposited will be charged $.08. Check images provided at no charge.

Money Maker Fund Account (HIFI)

The interest rate and annual percentage yield is subject to change without notice. If the account is closed before the interest is credited on a statement, the accrued interest will be lost. The minimum balance to open the account is $2,500.00. If at any time during the statement cycle the minimum balance drops below $1,000.00 a maintenance fee of $8.00 will be imposed. The minimum balance of $1,000 must be maintained to obtain the disclosed annual percentage yield. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. An excessive withdrawal fee of $10 will be charged if withdrawals from the account exceed six during a statement cycle. Interest will be credited to the account every month at the time the bank statement cycles.